Insurance is our world

Sioma is founded upon providing expert technical insurance advice combined with a deep understanding of the risks businesses and high net worth individuals face, to ensure you are correctly covered when it comes to your time in need.   


We offer our clients an end-to-end service, from insurance advice through to policy placement and claims handling.

Insurance for businesses - we tailor the different types of insurance below for businesses of all sizes and sectors

Property, Business Interruption, Engineering & Terrorism

  • Cover your physical assets including buildings, machinery, stock and electronic equipment.

  • Protect your business from loss of income as a result of an unforeseen event such as a fire or flood.

  • Ensure machinery is inspected annually in line with UK law and covered in case of breakdown.

  • Insure your business against the risks of terrorism.

Employers, Public & Products Liability

  • Ensure your employees are covered for injuries sustained during the course of business as required under UK law.

  • Protect yourself from claims by third parties for injury or damage caused by your business actions or products sold.

Professional Indemnity & Legal Expenses

  • Protect your business from financial losses caused by the provision of wrongful advice or incorrect design and specification.

  • Utilise the power of UK legal expenses insurers to defend your business in court in areas such as contract disputes and criminal prosecutions.

Cyber, Directors & Officers & Crime 

  • Cyber insurance covers your business against damage to your computer systems caused by cyber attacks as well as protecting you under GDPR and privacy law for losses of personal data.

  • Protect the directors of your business in case of professional negligence.

  • Cover yourself against crime including employee theft, forgery and fraudulent fund transfer & social engineering.

Marine Cargo, Transit & Fine Art

  • Cover your goods as they are shipped and stored worldwide and across the UK between suppliers and customers.

  • Cover loss of income as a result of a loss of goods in transit.

  • Cover valuable artwork at home, on show at a gallery and/or in transit anywhere in the world.

Motor Fleet & Motor Trade

  • Protect your fleet of vehicles in line with the mandatory UK insurance requirements.

  • Cover high value and classic cars.

  • Cover vehicles whilst towing trailers and traveling overseas.

  • Coverage for motor trade businesses including new and second-hand car dealers, repair shops, MOT and servicing and valet.

Insurance for mid & high net worth individuals - our products will help protect your assets and lifestyle


  • Buildings

  • Contents

  • Fine Art

  • Jewellery

  • Antiques

  • Employers Liability

  • Occupiers Liability

Cars & Yachts

  • High-value cars

  • Classic cars

  • Family fleets

  • Agricultural vehicles

  • Caravans & Trailers

  • Private Yachts

  • Watercraft

  • Legal Expenses

  • Personal Cyber

  • Travel

  • Private Medical


Additional Properties

  • Second Home

  • Holiday Home

  • Country Estate

  • Thatched Home

  • Let Properties

Professionalism is at our core

At Sioma, we strive to drive professionalism through everything we do and our regulatory approval with the FCA and BIBA membership is at the heart of ensuring we remain compliant and up to date with all the industry trends.

Our director holds Chartered Insurer status and all employees are members of the Chartered Insurance Institute and working towards their qualifications to ensure we can deliver the best service to all our clients.

Our Insurance Partners

Working with all of the UK’s leading insurance companies gives us the flexibility we need to support your business.


Sioma are a member of the Hedron Network, which provides unparalleled access into Lloyds of London as well as global reach to overseas insurance markets, to support our clients wherever they may be trading.

Some of our key insurance partners include:

NIG logo 2011.png